Junior Risk Analyst
Join the nation’s leader in second-look financing as our Jr. Risk Analyst!
Summary
As a Jr. Risk Analyst, your primary role will be to perform empirically derived analysis to understand business performance, identify improvement opportunities, and develop strategies. This position offers growth opportunities for someone who is passionate about analyzing business performance, making data-driven decisions, and testing and optimizing strategy.
Come work for us and enjoy the following perks:
- Competitive benefits package
- 401K participation on the 1st day of the month after completing 90 days of employment
- 4% matching
- Employer contribution vests immediately
- Free lunch “Super Wednesday” on the 1st Wednesday of every month
- Food Truck Thursdays
- Massage Clinics on the 3rd Wednesday of every month
- Free parking
As our Jr. Risk Analyst you will:
- Identify business challenges and opportunities, using modeling and analytics to deliver recommendations as well as strategic or tactical recommendations.
- Analyze business performance and strategies to drive forecasting, staffing, and drive business insights.
- Assist in developing Underwriting strategies for consumer loans by connecting behaviors and characteristics to credit trends, leveraging new/better data and risk models, and managing implementation considerations.
- Manage and manipulate large data sets using a variety of software packages.
- Develop, implement, and evaluate test strategies with a focus on driving profitability.
- Effectively communicate analytical approach, relevant findings, and recommendations with supporting evidence throughout the organization.
- Perform ad-hoc queries and create ad-hoc reports to support analysis.
- Interact with various business area managers on a regular basis.
- Perform all duties and responsibilities leveraging strong quantitative, critical thinking, and communication skills.
- Have the opportunity to grow you career and leave your mark on a rapidly growing company.
Accountability:
All reports, analyses, and recommendations should be completed in a timely manner and with extreme attention to detail. You will be expected to thoroughly review all datasets, analysis, and presentations for accuracy. You will present your work regularly and provide supporting evidence for your recommendations.
Requirements:
- Bachelor’s degree in a quantitative field (Economics, Engineering, Mathematics, Computer Science, or similar) or equivalent experience.
- Excellent problem solving skills.
- Disciplined attention to detail.
- Strong ability to work proactively and collaboratively in a cross-functional team to drive results.
- Strong quantitative skills.
- Results Focus: Self-starter with ability to work independently and with a team.
- Excellent MS Excel skills.
Preferred Qualifications:
- Familiarity with credit bureaus and alternative data sources.
- Experience with SQL (MS SQL Server), R, Python, or SAS.
- Strong communication skills – verbal and written.
About Genesis
Genesis Financial Solutions is the nation’s leading and largest provider of private label credit programs for non-prime consumers. The company originates private label credit cards through point-of-sale partnerships with retailers and health care providers. In addition, we have a fast-growing direct-to-consumer business, originating non-prime MasterCard accounts. Both products provide underserved consumers access to the financing they need to pursue their life goals.
We attribute our leading position in the industry to a strong focus on providing outstanding service to both retail partners and end consumers. We pride ourselves on offering the same credit experience that prime customers receive. Sophisticated analytics, high-quality execution, strict adherence to regulatory and compliance requirements and an unmatched expertise in risk management all make this possible.
Genesis Financial Solutions is an equal opportunity employer (EEO).